About
UnionPay is the card scheme of China UnionPay, and UnionPay International (UPI) is the China UnionPay subsidiary that grows and supports UnionPay's business worldwide. Banks issue UnionPay debit and credit cards, which cardholders use at card terminals, online and with QuickPass contactless payments; UnionPay also offers QR code payments through mobile apps. As of 2026, UPI reports acceptance in 183 countries and regions, card issuance in 84 and more than 2,600 partner institutions. In September 2025 UPI said UnionPay cards were accepted in over 90% of European countries and regions.
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