Payment methods in Czech Republic

PayU is a leading online payment gateway in Central and Eastern Europe, enabling Czech consumers to make bank transfers and card payments through a unified checkout interface. It connects to Czech banks directly and is widely used by domestic e-commerce merchants. PayU supports both one-time and recurring payments.

Generic online and mobile bank-transfer methods (internet banking, e-banking, EFT and interbank transfers). Customers pay directly from their bank account via their bank's own online/mobile banking portal. Implementation and rails differ by country, but the consumer flow is a standard account-to-account bank transfer.

Paysafecard is a prepaid voucher payment method allowing consumers to pay online without a bank account or card. Vouchers are purchased at retail points of sale and redeemed with a 16-digit PIN at checkout. Switzerland is a supported Paysafecard consumer country and usage is concentrated in gaming, digital goods, and entertainment sectors.

The Czech Republic's leading buy-now-pay-later service offering deferred payment and pay-in-3 at online checkout. Operator: Twisto Payments a.s. (part of Zip). Est. users: 1.6M+ customers (cumulative).

The single most-used payment method, with approximately 45-47% of e-commerce orders still settling in cash at delivery. Consumer distrust of online payments remains the primary driver. Most major Serbian logistics providers (Post of Serbia, DExpress, etc.) offer COD collection.

Paysera is a major Lithuanian fintech company founded in 2004, offering a wide range of financial services including an e-money wallet, payment gateway for merchants, SEPA bank transfers, currency exchange, and international money transfers. It operates across the EU and beyond, and is particularly popular among Lithuanian SMEs and e-commerce merchants as a cost-effective alternative to traditional banking. Paysera holds an e-money institution license and processes payments in EUR and multiple currencies.