Payment methods in Fiji
M-PAiSA has approximately 600,000 registered users with 334,000 active monthly users and is expected to process over FJD 3 billion (US$1.82 billion) in transactions.
Market takeaways
- M-PAiSA has approximately 600,000 registered users with 334,000 active monthly users and is expected to process over FJD 3 billion (US$1.82 billion) in transactions.
- Total digital wallet processing exceeded FJD 7.3 billion in the most recent year, with QR payment volumes rising sharply.
- In 2024, the Reserve Bank of Fiji announced mobile wallet interoperability enabling transfers between wallets and banking platforms.
- M-PAiSA has expanded to cross-border transfers with Cook Islands (April 2024) and Vanuatu (2023).
- The digital payments market is projected to reach US$332 million in 2025, growing at 8.39% CAGR through 2028.
Population
0.93M
Online population
~0.7M
Banked population
~65%
Credit card population
~20%
Payment method breakdown
- Cash50%
- Mobile Wallet / Mobile Money25%
- Card20%
- Bank Transfer5%
Card scheme breakdown
Market data coming soon.
Cross-border e-commerce
Market data coming soon.
Featured payment methods in Fiji
All payment methods available in this market, sorted by prominence.
M-Paisa (Roshan)
Mobile money service operated by Roshan, one of Afghanistan's largest mobile network operators. M-Paisa allows users to send money, pay bills, and receive wages via mobile phone without a bank account. Supported by USAID as part of a broader financial inclusion effort.
ANZ (Australia and New Zealand Banking Group)
ANZ (Australia and New Zealand Banking Group) is a major regional bank operating across the Pacific. It provides retail and commercial banking, debit/credit cards, ATMs, and internet/mobile banking to account holders in Fiji, Kiribati, Solomon Islands, Tonga, Tuvalu, Vanuatu and Samoa.
Visa
Visa is the world's largest card network, enabling credit, debit and prepaid card payments online, in-store and at ATMs across virtually every market. In the listed countries Visa is a core internationally accepted scheme alongside local methods.
Mastercard
Mastercard is a leading global card network supporting credit, debit and prepaid card payments online, in-store and at ATMs worldwide. In the listed countries it is a core internationally accepted scheme.
BSP (Bank South Pacific) Mobile Banking
BSP Financial Group's banking services in Vanuatu, providing account management, debit cards, and basic digital banking for account holders. BSP is the primary commercial bank across multiple Pacific island nations.
M-PAiSA
Fiji's leading mobile money service, operated by Vodafone Fiji. M-PAiSA has approximately 600,000 registered users and supports peer-to-peer transfers, bill payments, merchant QR payments, and international remittances. The platform expanded to cross-border transfers with Cook Islands (2024) and Vanuatu (2023), and processes over FJD 3 billion annually.
EFTPOS / Debit Cards
Electronic funds transfer at point of sale (EFTPOS) is the primary card-based payment method at physical merchants in Fiji. Cards issued by BSP, ANZ, and other Fijian banks support domestic EFTPOS transactions.
ANZ Mobile Banking
ANZ Bank's mobile banking services for Fiji customers, supporting transfers, bill payments, and digital account management. ANZ is one of the major commercial banks operating across the Pacific islands.
Featured banks in Fiji
All banks operating in this market, sorted by prominence.
ANZ Banking Group
Melbourne, Australia
ANZ is Australia's third-largest bank, with a strong institutional banking franchise and significant presence across Asia-Pacific and New Zealand.
Bank South Pacific (BSP Financial Group)
Port Moresby, Papua New Guinea
BSP Financial Group is the Pacific's largest bank, headquartered in Papua New Guinea, with operations across 10 Pacific island nations.
Other Banks — Fiji
Suva, Fiji
Aggregate of remaining banks in Fiji, collectively ~100.0% of domestic banking assets.
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