Payment methods in Sudan

Africa

2methods

2banks

Civil war since April 2023 has severely disrupted the banking system, with many bank branches closed or destroyed.

Market takeaways

Civil war since April 2023 has severely disrupted the banking system, with many bank branches closed or destroyed.
Sudan operates under Sharia-compliant (Islamic) finance, eliminating conventional interest-based products.
Prior to the conflict, Zain Cash and MTN Mobile Money were among the mobile money providers.
Financial sanctions and the conflict have severely limited cross-border payment access.
The Central Bank of Sudan (CBOS) has limited operational capacity due to the ongoing conflict.

Population

~48M

Online population

~15M (pre-conflict estimate)

Banked population

~15% (pre-conflict)

Mobile Money Penetration

~10% of adults (pre-conflict estimate)

Credit card population

~2%

Payment method breakdown

Cash80%
Mobile Money10%
Bank Transfer7%
Card2%
Other1%

Card scheme breakdown

Visa50%
Mastercard40%
Local Schemes10%
Other0%

Cross-border e-commerce

Market data coming soon.

Featured payment methods in Sudan

Popular options based on coverage and prominence in this market.

MTN Mobile Money

MTN MoMo is the leading mobile money service in Eswatini, offering P2P transfers, merchant payments, bill payments, airtime top-up, and savings products. It is the primary digital financial tool for the unbanked population and is widely used even by banked consumers for everyday payments. MTN Eswatini has the largest mobile subscriber base in the country.

Zain Cash

Zain Cash is a Central Bank-authorised mobile-money wallet in Iraq and Jordan offering online payments, transfers, virtual Visa/Mastercard and bill payment. Operator: Iraq Wallet (Zain Group). Est. users: Millions of transactions monthly (2024).