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China

CN · CHN · 156Asia-PacificCNY ¥25 methods

4 sources

In 2025, e-commerce transaction value in China was split between digital wallets 89%, credit cards 4%, debit cards 3%, account-to-account payments 2%, and cash 1%. Shares are rounded and may not total 100.

$2.6 tn
e-commerce spend · 2025
91.6%
internet use
89.4%
banked adults
MixMethodsBehaviourBanksSourcesFacts

Payment mix

share of e-commerce spend · 2025
  • Digital wallets89%
  • Credit cards4%
  • Debit cards3%
  • Account-to-account2%
  • Cash1%

Methods in use

top 8 of 25
All 25 methods in China →

Checkout behaviour

The World Bank population series gives 1,406,585,000 people in 2025. Internet use was 91.6% of people in 2025. Account ownership was 89.4% of adults in 2024.

Facts
ISO 3166
CN · CHN · 156
Region
Asia-Pacific
Population
1,406,585,000
Currency
CNY ¥
Banked adults
89.4%
Methods live
25
Banks covered
29
Largest banks
Compare with
JapanSouth KoreaIndiaIndonesia
Sources
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