About
BoC Pay+ (formerly BoC Pay) is the payment app of Bank of China (Hong Kong) Limited. Users pay by scanning merchant QR codes that accept UnionPay or Hong Kong's Faster Payment System (FPS), drawing on linked BOCHK accounts and cards. Eligible non-BOCHK customers aged 18 or over with a Hong Kong identity card can also register online. Its distinguishing feature is cross-border use: the app lets Hong Kong residents pay in the Greater Bay Area without a mainland bank account. BOCHK cites acceptance at 90,000 merchants in Hong Kong and over 30 million UnionPay QR merchants in mainland China (2026 app listing).
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