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India

IN · IND · 356Asia-PacificINR ₹41 methods

4 sources

In 2025, e-commerce transaction value in India was split between digital wallets 68%, credit cards 15%, cash 6%, debit cards 5%, account-to-account payments 4%, buy now, pay later 1%, and prepaid cards 1%.

$165 bn
e-commerce spend · 2025
70%
internet use
89%
banked adults
MixMethodsBehaviourBanksSourcesFacts

Payment mix

share of e-commerce spend · 2025
  • Digital wallets68%
  • Credit cards15%
  • Cash6%
  • Debit cards5%
  • Account-to-account4%
  • Buy now, pay later1%
  • Prepaid cards1%

Methods in use

top 8 of 41
All 41 methods in India →

Checkout behaviour

The World Bank population series gives 1,463,865,525 people in 2025. Internet use was 70% of people in 2025. Account ownership was 89% of adults in 2024.

Facts
ISO 3166
IN · IND · 356
Region
Asia-Pacific
Population
1,463,865,525
Currency
INR ₹
Banked adults
89%
Methods live
41
Banks covered
19
Largest banks
Compare with
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Sources
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