About
CRED is an Indian members-only payments app run by Dreamplug Technologies Pvt Ltd and open only to people with a credit score of 750 or above. Members pay credit-card bills from major Indian card issuers, and in August 2024 CRED was certified by NPCI Bharat BillPay as a Customer Operating Unit, so bills paid through it settle over the Bharat Bill Payment System. It is also a UPI app: members scan any UPI QR code, send money to other UPI apps or pay online, including with RuPay credit cards linked to UPI, and earn CRED coins and cashback on payments.
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