About
MobiKwik is an Indian prepaid wallet and UPI app run by One MobiKwik Systems Ltd, which launched its mobile wallet in 2009 and listed on Indian stock exchanges in December 2024. Users load a prepaid payment instrument (PPI) balance and pay merchants from it by QR or at online checkout; its Pocket UPI feature lets that wallet balance be spent over UPI without linking a bank account, which MobiKwik calls India's first wallet-based UPI experience. The same app offers bill payments and credit products. As of 31 March 2025 MobiKwik reported 176.4 million registered users, 4.6 million merchants and a 21% share of India's PPI transaction value.
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