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Finland

FI · FIN · 246EuropeEUR €34 methods

4 sources

In 2025, e-commerce transaction value in Finland was split between digital wallets 35%, account-to-account payments 27%, buy now, pay later 19%, debit cards 11%, credit cards 6%, and cash 1%. Shares are rounded and may not total 100.

$13 bn
e-commerce spend · 2025
93.7%
internet use
99.8%
banked adults
MixMethodsBehaviourBanksSourcesFacts

Payment mix

share of e-commerce spend · 2025
  • Digital wallets35%
  • Account-to-account27%
  • Buy now, pay later19%
  • Debit cards11%
  • Credit cards6%
  • Cash1%

Methods in use

top 8 of 34
All 34 methods in Finland →

Checkout behaviour

The World Bank population series gives 5,646,436 people in 2025. Internet use was 93.7% of people in 2024. Account ownership was 99.8% of adults in 2024.

Facts
ISO 3166
FI · FIN · 246
Region
Europe
Population
5,646,436
Currency
EUR €
Banked adults
99.8%
Methods live
34
Banks covered
7
Largest banks
Compare with
SwitzerlandPortugalBelgiumNorway
Sources
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