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Pakistan

PK · PAK · 586Asia-PacificPKR ₨20 methods

Revised · 2 sources

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easypaisa and JazzCash are the two dominant mobile wallets, together accounting for the majority of mobile money transactions; both are telco-backed

$6 bn
e-commerce spend
88M
online population
~21%
banked adults
~2%
credit card population
MixMethodsBehaviourBanksSourcesFacts

Payment mix

share of e-commerce spend
  • Cash (incl. COD)60%
  • E-Wallet / Mobile Money25%
  • Card8%
  • Bank Transfer5%
  • Other2%

Methods in use

top 8 of 20 · by spend
All 20 methods in Pakistan →

Checkout behaviour

Raast, launched by the State Bank of Pakistan in 2021, is a national instant payment system enabling real-time P2P and P2M transfers between any bank or mobile wallet

Pakistan has a very large unbanked and underbanked population (~100M adults without formal bank accounts), making mobile wallets the primary entry point for financial services

Facts
ISO 3166
PK · PAK · 586
Region
Asia-Pacific
Population
231M
Currency
PKR ₨
Banked adults
~21%
Methods live
20
Banks covered
4
Largest banks
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ChinaCzech RepublicIrelandEgypt
Sources
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