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Azerbaijan

AZ · AZE · 031Asia-PacificAZN ₼17 methods

5 sources

91% of all payments in Azerbaijan are electronic as of early 2025.

~8.5M
online population
~84%
banked adults
~40%
credit card population
MixMethodsBehaviourSourcesFacts

Payment mix

share of e-commerce spend
  • Card55%
  • E-Wallet / Mobile30%
  • Cash9%
  • Bank Transfer6%

Methods in use

top 8 of 17
All 17 methods in Azerbaijan →

Checkout behaviour

Over 18.9 million payment cards in circulation — approximately 2 cards per person.

M10 (PashaPay) leads with over 5 million users; named top financial app on App Store and Google Play in Azerbaijan.

Facts
ISO 3166
AZ · AZE · 031
Region
Asia-Pacific
Population
10.1M
Currency
AZN ₼
Banked adults
~84%
Methods live
17
Compare with
TajikistanPapua New GuineaLaosKyrgyzstan
Sources
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