Payment methods in Tajikistan

One of several digital wallet platforms operating in Tajikistan's e-commerce space. Vasl Pay is among the local wallets accepted on Tajik e-commerce platforms alongside DC Next, Eskhata Online, Favri, ICB Pay, My Babilon, and others.

Mastercard is a leading global card network supporting credit, debit and prepaid card payments online, in-store and at ATMs worldwide. In the listed countries it is a core internationally accepted scheme.

Visa is the world's largest card network, enabling credit, debit and prepaid card payments online, in-store and at ATMs across virtually every market. In the listed countries Visa is a core internationally accepted scheme alongside local methods.

The flagship payment product of Alif Bank, one of Tajikistan's leading fintech companies. Alif Pay (part of the Alif super-app) supports payments, money transfers, bill payments for over 2,000 services, travel services, and investments. The app also supports transfers to HUMO and UZCARD cards in Uzbekistan and SEPA transfers to 33 European countries.

Alif Bank's e-commerce marketplace integrated with buy now pay later functionality. Alif Shop provides an end-to-end digital commerce experience unique to Tajikistan, combining marketplace and fintech in a single platform.

SmartPay is a Vietnamese e-wallet focused on merchants and consumers, regulated by the State Bank of Vietnam. Operator: SmartNet JSC (SmartPay). Est. users: Several million users (2024).

HUMO is a local card network preferred by Uzbekistani shoppers for online and offline transactions. Operated by the Unified Interbank Processing Centre (UIPC), HUMO was launched as the successor to UzCard and is positioned as the primary domestic card scheme. HUMO cards are issued by all major Uzbekistani banks and are accepted across the country's point-of-sale and e-commerce infrastructure.