About
Apple Pay is Apple's wallet for iPhone, Apple Watch, iPad and Mac, launched in the United States on 20 October 2014. When a card is added, the issuing bank creates a Device Account Number, a token stored in the device's Secure Element chip, and Apple does not keep the real card number. Each payment is authorised with Face ID, Touch ID or a passcode and carries a one-time security code, both for NFC tap in stores and for in-app and Safari checkout. Apple Pay only works with cards whose issuer has joined, so availability depends on the bank as well as the country.
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News
Apple Pay and Google Pay go live in Uzbekistan for Visa and Mastercard cards from local banks
From 27 October, cards from eight banks work in Apple Pay and nine in Google Pay, and the payment firm Click has added Apple Pay to its online checkout.
UK competition watchdog proposes opening iPhone tap-to-pay to rival wallets, with comments due 17 November
The CMA wants Apple to offer contactless access through both card-emulation methods on commercially viable terms, a step that could bring new wallets to UK checkouts.
MoneyHash and Ozow partner to bring South African local payment methods to orchestration merchants
MoneyHash merchants can now reach Ozow's South African methods, including pay by bank and PayShap, through their existing orchestration integration.
