Payment methods in Egypt

Africa

9methods

13banks

Today, Egypt's e-commerce market is worth almost US$7 billion. By 2027, this will increase to just under US$12 billion.

Market takeaways

Today, Egypt's e-commerce market is worth almost US$7 billion. By 2027, this will increase to just under US$12 billion.
The most popular type of digital payment method in Egypt is the e-wallet, with a 15% market share.
Egyptians use a card to pay for less than a third of all online purchases. The remainder they pay for with cash or using a range of digital payment methods.
Every year, Egyptians complete more than 40% of their online transactions using a mobile device - and this number is rising all the time.
The average Egyptian online shopper spends US$80 a year with e-commerce merchants, rising to US$103 by 2027.

Population

106.2M

Online population

76.5M

B2C e-commerce

$6.1B

Banked population

39%

Credit card population

E-commerce of total retail

Payment method breakdown

Card30%
Cash31%
Bank Transfer10%
E-Wallet15%
Other14%

Card scheme breakdown

Visa32%
Mastercard38%
American Express0%
Local schemes29%
Other1%

Cross-border e-commerce

Cross-border shoppers

Share of e-commerce

30%

Cross-border value (est.)

$1.8B

Featured payment methods in Egypt

Popular options based on coverage and prominence in this market.

MNT-Halan

MNT-Halan is an Egyptian financial super-app offering BNPL, microloans, wallet and bill-payment services to millions of customers, with in-app and online checkout payments. Est. users: 4 million+ customers, 1 million MAU (2024).

Vodafone Cash

Vodafone Cash is Egypt's largest mobile-money wallet, letting users pay online on Egyptian and international websites with their phone number, transfer money and pay bills. Operator: Vodafone Egypt. Est. users: 10 million+ users (2024, best estimate).

InstaPay

InstaPay is Egypt's instant payment app on the Instant Payment Network, enabling real-time transfers between banks, cards and wallets 24/7 and increasingly used for online payments. Operator: Egyptian Banks Company (EBC) / Central Bank of Egypt. Est. users: 16 million+ users (2026).

ValU

ValU is Egypt's leading BNPL platform and an EFG Hermes subsidiary, offering licensed digital installment payments at online checkouts including noon and major retailers. Operator: Valu (subsidiary of EFG Holding). Est. users: 4 million+ transactions, ~25% MENA consumer-finance share (2024).

Fawry

Fawry is Egypt's leading consumer e-payment network, enabling shoppers to pay online via the myFawry app or in cash at 166,500+ acceptance points nationwide. Operator: Fawry for Banking Technology and Electronic Payments. Est. users: 24 million+ users (2024).

Meeza

Meeza is Egypt's national prepaid/debit card scheme operated by EBC under the Central Bank of Egypt, available to any national-ID holder and accepted at online checkouts. Operator: Egyptian Banks Company (EBC). Est. users: 43.5 million+ cards issued (June 2025).

All payment methods in Egypt

Discover 9 payment methods from around the world

Showing 9 of 9 payment methods

Vodafone/Orange/Etisalat/WE Wallets

Cash on Delivery (COD)

Cash on Delivery

Featured banks in Egypt

Major institutions operating in this market.

Crédit Agricole Group

Paris, France

Crédit Agricole is the world's largest cooperative bank and France's second-largest financial group. It provides retail, corporate, insurance, and asset management services in France and internationally.

First Abu Dhabi Bank (FAB)

Abu Dhabi, UAE

FAB (First Abu Dhabi Bank) is the UAE's largest bank and one of the largest in the Middle East, formed from the 2017 merger of FGB and NBAD.

Emirates NBD

Dubai, UAE

Emirates NBD is Dubai's largest bank, offering retail, SME, corporate, and private banking with a strong regional and global presence.

Intesa Sanpaolo

Turin, Italy

Intesa Sanpaolo is Italy's largest bank and one of the Eurozone's leading financial institutions, providing retail, corporate, and investment banking in Italy and across Eastern Europe, the Middle East, and Africa.