Payment methods in Uruguay

Visa is the world's largest card network, enabling credit, debit and prepaid card payments online, in-store and at ATMs across virtually every market. In the listed countries Visa is a core internationally accepted scheme alongside local methods.

Mastercard is a leading global card network supporting credit, debit and prepaid card payments online, in-store and at ATMs worldwide. In the listed countries it is a core internationally accepted scheme.

RedPagos is Uruguay's other major cash collection network, present across all major cities and towns. Like ABITAB, it enables bill payments, utility payments, and cash-based e-commerce settlements. Both ABITAB and RedPagos accept payments via cash and can be integrated into e-commerce checkout flows through payment gateway partners.

OCA is Uruguay's domestic credit card, issued by OCA S.A. in partnership with BROU. It has significant penetration in the Uruguayan market as a locally issued card accessible to consumers who may not qualify for international bank credit cards. OCA cards are widely accepted at Uruguayan merchants.

ABITAB is one of Uruguay's largest cash collection and bill payment networks, with an extensive distribution of agent points throughout the country. It allows consumers to pay bills, make cash deposits for online purchases, and access financial services without a bank account. ABITAB is integral to the payment infrastructure for the unbanked segment and for consumers who prefer to settle online orders in cash.

MercadoLibre's pan-Latin-American digital wallet and payment account supporting online checkout, QR payments and money transfers. Operator: Mercado Libre (DeRemate.com de Mexico / MercadoLibre S.R.L.). Est. users: ~78 million monthly active users (Q4 2025).