Payment methods in Liechtenstein

Generic online and mobile bank-transfer methods (internet banking, e-banking, EFT and interbank transfers). Customers pay directly from their bank account via their bank's own online/mobile banking portal. Implementation and rails differ by country, but the consumer flow is a standard account-to-account bank transfer.

Mastercard is a leading global card network supporting credit, debit and prepaid card payments online, in-store and at ATMs worldwide. In the listed countries it is a core internationally accepted scheme.

Visa is the world's largest card network, enabling credit, debit and prepaid card payments online, in-store and at ATMs across virtually every market. In the listed countries Visa is a core internationally accepted scheme alongside local methods.

TWINT is Switzerland's nationally adopted mobile payment app, jointly owned by Swiss banks and PostFinance. It processes 773 million transactions per year and is accepted by approximately 84% of Swiss online stores — making it the second-most integrated payment method after credit cards. TWINT enables QR code, in-app, and online checkout payments linked directly to a bank account or prepaid balance. It dominates mobile payments with a 64% share of mobile transaction volume in Switzerland.

The major international device-based wallets — Apple Pay, Google Pay and Samsung Pay — have been widely adopted in Kuwait alongside local prepaid cards. These wallets tokenise underlying debit and credit card credentials and are accepted at NFC-enabled point-of-sale terminals and participating online merchants. Their adoption reflects Kuwait's high smartphone penetration and consumer preference for contactless payments.

Available since August 2024, the Swiss Instant Credit Transfer service (SIC) covers Liechtenstein as part of the Swiss monetary area. Transfers complete in under 10 seconds at any hour. Operated by SIX Interbank Clearing.