British Pound

Global digital wallet and checkout provider with broad e-commerce coverage.

Apple digital wallet for secure in-store, in-app, and web payments with tokenization.

Google wallet for quick checkout with encrypted credentials in app and web contexts.

Polish online payment method connecting 165+ banks so shoppers pay by bank transfer, BLIK or card at checkout. Operator: PayPro S.A.. Est. users: 330,000+ merchant partners; ~91% consumer recognition (2024); est. millions of users.

Multi-currency neobank whose app, card and "Revolut Pay" checkout button let users pay and transfer money online. Operator: Revolut Ltd / Revolut Bank UAB. Est. users: 52.5M customers (2024).

Swedish open-banking "Pay by Bank" method letting shoppers pay online directly from their bank account. Operator: Trustly Group AB. Est. users: 112M+ consumers have used it (2024); ~$100B TPV 2024.

UK wallet that consolidates multiple cards into one Curve card/app for online and in-store spending. Operator: Curve UK Ltd / Curve OS. Est. users: 4.3M+ users (2024).

UK app-based bank whose account and card are used for online and in-store payments and P2P transfers. Operator: Monzo Bank Ltd. Est. users: 12.1M users (2024).

UK arm of Afterpay offering interest-free pay-in-four instalments at online and in-store checkouts. Operator: Clearpay Finance Ltd (Block, Inc.). Est. users: 3.5M active UK customers (2024).

UK digital bank offering a current account and debit card used for online and in-store payments. Operator: Starling Bank Ltd. Est. users: 4.2M customers (2024).

UK ad-subsidised buy-now-pay-later wallet letting shoppers pay over time anywhere Mastercard is accepted. Operator: Zilch Technology Ltd. Est. users: 4.5M customers (2024).

Swedish open-banking provider enabling instant "pay by bank" account-to-account payments at online checkouts. Operator: Brite AB (Brite Payments). Est. users: Connected to 3,800+ banks in 27 markets; millions of users (est.).

Swedish buy-now-pay-later and pay-now checkout option offering interest-free instalments and deferred payment online. Operator: Klarna Bank AB. Est. users: 93M consumers (2024).

Maestro is Mastercard's international debit scheme; new issuance ended July 2023 and remaining cards are being replaced by Debit Mastercard, with only limited e-commerce support. Operator: Mastercard. Est. users: historically hundreds of millions (cards expire by 2027).

Neteller is a global digital wallet for online payments and money transfers, popular in iGaming and forex, run alongside Skrill. Operator: Paysafe Limited. Est. users: millions of accounts (2024).

PayPal Pay Later (including PayPal Credit) is PayPal buy-now-pay-later, letting shoppers split into installments or defer payment at checkout wherever PayPal is accepted. Operator: PayPal. Est. users: tens of millions (2024).

Skrill is a global digital wallet widely used for online payments, money transfers, iGaming and forex, accepted at e-commerce checkouts in 100+ countries. Operator: Paysafe Limited. Est. users: tens of millions of accounts (2024).

Splitit is a card-based installment BNPL that lets shoppers split purchases using the existing limit on their credit card with no new loan or application. Operator: Splitit Payments Ltd. Est. users: deployed across thousands of merchants (2024).

Wise (formerly TransferWise) is a multi-currency account and debit card; consumers pay online via the Wise card or balance, and it is offered as a checkout option at some merchants. Operator: Wise plc. Est. users: ~12.8 million active customers (2024).

Click to Pay is the EMVCo industry-standard secure online checkout letting shoppers pay with enrolled Visa, Mastercard, American Express, Discover, JCB and UnionPay cards without re-entering card details. Operator: EMVCo (global card networks). Est. users: hundreds of millions of enrolled cards (2024).

HSBC is Hong Kong's largest bank and the note-issuing bank of the territory, offering retail, commercial, private, and investment banking.

JPMorgan Chase is the largest US bank and one of the world's largest financial institutions, offering consumer banking, investment banking, commercial banking, and asset management globally.

HSBC is one of the world's largest banks by assets, headquartered in London with a dominant presence in Asia. It offers retail, commercial, and investment banking in over 60 countries.

Citigroup (Citi) is a global diversified financial services holding company, operating in 160+ countries. It is known for its institutional banking, treasury services, and consumer banking across emerging markets.

Royal Bank of Canada (RBC) is Canada's largest bank by market cap and assets, providing personal, commercial, corporate, and investment banking in 36 countries.

BNP Paribas is France's largest bank and a global top-10 financial institution, providing retail, corporate, and investment banking, insurance, and asset management across 65 countries.

UBS Group is Switzerland's largest bank and one of the world's premier wealth managers. Following its acquisition of Credit Suisse in 2023, UBS now manages over $5 trillion in invested assets globally.

CBA is Australia's largest bank by market capitalisation and retail deposits, offering retail, SME, corporate, and institutional banking.

Bank of China is China's most internationally active bank, specialising in foreign exchange and cross-border trade finance. It is one of the Big Four state-owned banks.

Bank of America is the second-largest US bank by assets, providing consumer banking, wealth management (Merrill Lynch), and global banking and markets services worldwide.

Banco Santander is Spain's largest bank and one of the world's top 10 financial institutions by market cap. It serves 160 million customers in Europe, North America, and Latin America.

MUFG is Japan's largest bank and one of the world's largest financial groups, offering retail, corporate, investment, and trust banking globally.

Goldman Sachs is a leading global investment bank, providing investment banking, securities, asset management, and consumer banking (Marcus). It is a premier advisory firm for corporations and governments.

FAB (First Abu Dhabi Bank) is the UAE's largest bank and one of the largest in the Middle East, formed from the 2017 merger of FGB and NBAD.

ICICI Bank is India's second-largest private sector bank, offering retail, SME, corporate, and investment banking services.

State Bank of India is India's largest bank by assets, deposits, and branches, a state-owned institution offering retail, SME, corporate, and international banking.

NAB is Australia's fourth-largest bank, focusing on SME and corporate banking, with retail operations and a strong agribusiness franchise.

Morgan Stanley is a global investment bank and wealth management firm, providing institutional securities, investment management, and wealth management services worldwide.

Barclays is a British multinational investment bank and financial services company, operating retail banking in the UK and Ireland, and investment banking globally through Barclays Bank.

Standard Chartered is a British multinational bank focused on Asia, Africa, and the Middle East. Headquartered in London, it operates in over 50 markets providing corporate and retail banking.

Lloyds Banking Group is the UK's largest retail bank, operating under brands including Lloyds Bank, Halifax, and Bank of Scotland. It focuses on UK retail, SME, and commercial banking.

Standard Bank is Africa's largest bank by assets, offering retail, SME, corporate, investment, and private banking across 20 African countries.

Deutsche Bank is Germany's largest bank and a leading global investment bank, offering corporate finance, capital markets, transaction banking, and wealth management.

NatWest Group (formerly Royal Bank of Scotland Group) is one of the UK's biggest banks, operating NatWest, Royal Bank of Scotland, and Ulster Bank brands across the UK and Ireland.

Handelsbanken is a Swedish universal bank known for its decentralised branch model, operating across the Nordic countries and UK.

AIB Group is Ireland's largest bank, providing retail, commercial, and corporate banking across the Republic of Ireland and Northern Ireland, with a presence in the UK and Europe.

Banco Sabadell is Spain's fourth-largest bank, focused on SME and corporate banking, and owner of TSB Bank in the UK.

Nationwide is the world's largest building society and the UK's second-largest mortgage lender. It is a mutual organisation owned by its members, not shareholders, offering retail banking.

Santander UK is the British subsidiary of Banco Santander, offering retail, business, and corporate banking including mortgages, savings, and credit cards to millions of UK customers.

Bank of Ireland is one of Ireland's oldest and largest banks, offering retail, commercial, and corporate banking in Ireland and the UK.

Zenith Bank is Nigeria's largest bank by assets, offering retail, SME, corporate, and investment banking, with operations across Africa.

Access Bank is Nigeria's largest bank by customer base, following its merger with Diamond Bank, offering retail, SME, and corporate banking across Africa.

LHV Group is Estonia's largest domestically-owned financial group, offering banking and investment services with a leading fintech presence in Europe.

Bunq is a Dutch neobank founded in 2012, operating across Europe as one of the continent's fastest-growing challenger banks, known for its eco-friendly and multi-currency features.

First Bank of Nigeria is the country's oldest bank (est. 1894) and a leading retail and commercial bank, with operations across Africa.

Virgin Money UK (formerly CYBG / Clydesdale Bank) is a UK challenger bank offering retail and business banking products. It merged with Virgin Money in 2018 and was acquired by Nationwide in 2025.

Bank of Cyprus is the largest bank in Cyprus, offering retail, SME, and corporate banking in Cyprus, the UK, and internationally.

Triodos Bank is a Dutch ethical bank that exclusively finances sustainable and social enterprises. It operates in the Netherlands, Belgium, UK, Germany, Spain, and France.

TSB Bank is a British retail bank spun off from Lloyds Banking Group and now owned by Banco Sabadell, serving 5 million customers across England, Scotland, and Wales.

Metro Bank is a UK challenger bank founded in 2010, notable as the first new high street bank to open in over 100 years. It focuses on retail and SME banking with seven-day-a-week branches.

Aggregate of all remaining banks in United Kingdom not individually listed, collectively representing ~25.8% of domestic banking assets.