Payment methods in Jordan

Asia

8methods

5banks

The JoMoPay interoperability switch connects all licensed mobile wallets and enables seamless cross-wallet transfers.

Market takeaways

The JoMoPay interoperability switch connects all licensed mobile wallets and enables seamless cross-wallet transfers.
eFawateercom is a national bill payment platform integrated with wallets, enabling payment of utilities and government services.
Telecom operators (Orange, Zain) operate wallets alongside independent fintech providers, offering broad distribution coverage.
Jordan's large refugee population has been a key driver of mobile money adoption and humanitarian digital disbursements.
The Central Bank of Jordan has actively promoted financial inclusion through regulatory frameworks supporting e-wallet licensing.

Population

~10M

Online population

~8M

Banked population

~42%

Payment method breakdown

Market data coming soon.

Card scheme breakdown

Market data coming soon.

Cross-border e-commerce

Market data coming soon.

Featured payment methods in Jordan

Popular options based on coverage and prominence in this market.

Orange Money

Orange Money is Orange Jordan's mobile wallet connected to CliQ under Central Bank of Jordan supervision, enabling online payments, transfers and bill payment. Est. users: Large telecom-backed user base (2024, best estimate).

Dinarak

Dinarak is a Central Bank of Jordan-licensed mobile wallet on the JoMoPay switch, enabling deposits, transfers, bill payments and online purchases via mobile. Operator: Dinarak (Al-Mutakamilah for Payments Services). Est. users: Hundreds of thousands of users (2024, best estimate).

Zain Cash

Zain Cash is a Central Bank-authorised mobile-money wallet in Iraq and Jordan offering online payments, transfers, virtual Visa/Mastercard and bill payment. Operator: Iraq Wallet (Zain Group). Est. users: Millions of transactions monthly (2024).

CliQ

CliQ is Jordan's instant payment system operated by JoPACC, enabling real-time transfers between bank accounts and wallets using aliases, accessed via bank and wallet apps. Operator: Jordan Payments & Clearing Company (JoPACC). Est. users: 2.16 million users (Feb 2026).

eFAWATEERcom

eFAWATEERcom is Jordan's national electronic bill presentment and payment system owned by JoPACC and operated by MadfooatCom, used for online bill and fee payments. Operator: JoPACC (operated by MadfooatCom). Est. users: 5.09 million users (Feb 2026).

e& money

e& money is the first digital wallet licensed by the Central Bank of the UAE, offered by e& life, supporting online payments, money transfers and bill payment. Operator: e& life (formerly Etisalat). Est. users: Large user base, telecom-backed (2024, best estimate).

All payment methods in Jordan

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UWallet / AyaPay / Gadha

National Wallet (MEPS)

Featured banks in Jordan

Major institutions operating in this market.

Al Rajhi Bank

Riyadh, Saudi Arabia

Al Rajhi Bank is the world's largest Islamic bank by assets and Saudi Arabia's second-largest bank, offering Shariah-compliant retail, corporate, and investment banking.

National Bank of Kuwait (NBK)

Kuwait City, Kuwait

NBK is Kuwait's largest bank and a major financial institution in the Middle East, offering retail, corporate, investment, and private banking.

Arab Bank Jordan

Amman, Jordan

Arab Bank is Jordan's largest bank and one of the oldest private sector banks in the Arab world, with operations in 30+ countries.

Bank Audi Lebanon

Beirut, Lebanon

Bank Audi was Lebanon's largest bank before the 2019 financial crisis. It continues to operate under severe restrictions alongside the deeply distressed banking system.