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United Arab Emirates

AE · ARE · 784Middle East & North AfricaAED د.إ31 methods

4 sources

In 2025, e-commerce transaction value in the United Arab Emirates was split between digital wallets 35%, credit cards 27%, debit cards 15%, account-to-account payments 10%, cash 7%, buy now, pay later 4%, and prepaid cards 2%.

$36 bn
e-commerce spend · 2025
100%
internet use
85.7%
banked adults
MixMethodsBehaviourBanksSourcesFacts

Payment mix

share of e-commerce spend · 2025
  • Digital wallets35%
  • Credit cards27%
  • Debit cards15%
  • Account-to-account10%
  • Cash7%
  • Buy now, pay later4%
  • Prepaid cards2%

Methods in use

top 8 of 31
All 31 methods in United Arab Emirates →

Checkout behaviour

The World Bank population series gives 11,513,149 people in 2025. Internet use was 100% of people in 2024. Account ownership was 85.7% of adults in 2021.

Facts
ISO 3166
AE · ARE · 784
Region
Middle East & North Africa
Population
11,513,149
Currency
AED د.إ
Banked adults
85.7%
Methods live
31
Banks covered
16
Largest banks
Compare with
Saudi ArabiaJordanTunisiaIsrael
Sources
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