About
botim money is the UAE payments and wallet service formerly called PayBy, renamed by UAE-based Astra Tech in October 2025. Astra Tech bought PayBy in 2022, and in January 2023 it was the first firm to receive both Stored Value Facility and Retail Payment Services licences from the Central Bank of the UAE. Consumers use it inside the botim messaging app, holding a stored-value balance and prepaid card for payments, local and international transfers and Send Now, Pay Later remittances. Merchants accept it through its gateway and POS. Astra Tech cites over 150 million botim users globally (2025).
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