Payment methods in Romania

Global digital wallet and checkout provider with broad e-commerce coverage.

Marketplace-integrated wallet from eMAG, Romania's dominant e-commerce platform. Enables stored-value payments, instant refunds, and loyalty points integration for Romania's largest online shopping platform.

Mastercard is a leading global card network supporting credit, debit and prepaid card payments online, in-store and at ATMs worldwide. In the listed countries it is a core internationally accepted scheme.

Visa is the world's largest card network, enabling credit, debit and prepaid card payments online, in-store and at ATMs across virtually every market. In the listed countries Visa is a core internationally accepted scheme alongside local methods.

The leading Romanian payment gateway for e-commerce merchants. Processes card payments, digital wallets, and cash voucher payments. Key infrastructure for Romanian online retail.

Samsung's smartphone wallet supporting tap-to-pay and online payments, widely used in Korea. Operator: Samsung Electronics Co., Ltd.. Est. users: Tens of millions of users (2024).

One of the largest buy-now-pay-later services in Eastern Europe, offering interest-free installment payments online and in stores. Operator: Revo Technologies / Mokka. Est. users: 12-16M registered users (2025).

Banca Transilvania's digital wallet for contactless and online payments, the first wallet in Romania to use Visa/Mastercard tokenization. Operator: Banca Transilvania S.A.. Est. users: Romania's largest bank; widely used wallet (2024).

Romanian fintech app for paying utility and recurring bills online via stored cards. Operator: Pago S.R.L.. Est. users: Hundreds of thousands of users in Romania.

Buy Now Pay Later expanding rapidly in Romanian e-commerce, offering installment payment options and boosting conversion rates. Growing alongside increasing consumer comfort with credit-based digital products.

Device-based mobile wallets are highly adopted in Singapore's cashless society. Apple Pay is linked to Visa, Mastercard, and AMEX cards from local banks, while Samsung Pay also supports the NETS debit network — making it particularly relevant for local card payments at compatible terminals.

The single most-used payment method, with approximately 45-47% of e-commerce orders still settling in cash at delivery. Consumer distrust of online payments remains the primary driver. Most major Serbian logistics providers (Post of Serbia, DExpress, etc.) offer COD collection.