Payment methods in New Zealand

A leading digital wallet deeply embedded in daily life in China, used for shopping, bills, and transport.

Generic online and mobile bank-transfer methods (internet banking, e-banking, EFT and interbank transfers). Customers pay directly from their bank account via their bank's own online/mobile banking portal. Implementation and rails differ by country, but the consumer flow is a standard account-to-account bank transfer.

POLi is a New Zealand bank redirect payment service that allows customers to pay directly from their internet banking without using a card. It is widely accepted by government agencies, telcos, and utilities, and is integrated into many e-commerce checkouts as an alternative to card payments.

Zip is Australia's leading homegrown BNPL provider, offering interest-free instalment options for online and in-store purchases. It has expanded internationally to New Zealand and the United States, but retains a dominant position in its home market, competing directly with Klarna and Afterpay. Shoppers split purchases into weekly or fortnightly payments with no interest charged on most plans.

Leading Australian BNPL service splitting purchases into four interest-free installments online and in-store. Operator: Afterpay (Block, Inc.). Est. users: 3.5 million active AU users (2024).

Australian BNPL provider for both small and larger-ticket installment purchases online and in-store. Operator: Humm Group Limited. Est. users: 2.7 million users globally (2024).