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Malaysia

MY · MYS · 458Asia-PacificMYR RM34 methods

4 sources

In 2025, e-commerce transaction value in Malaysia was split between account-to-account payments 35%, digital wallets 26%, credit cards 16%, debit cards 9%, cash 8%, buy now, pay later 3%, and prepaid cards 2%. Shares are rounded and may not total 100.

$15 bn
e-commerce spend · 2025
98%
internet use
88.7%
banked adults
MixMethodsBehaviourBanksSourcesFacts

Payment mix

share of e-commerce spend · 2025
  • Account-to-account35%
  • Digital wallets26%
  • Credit cards16%
  • Debit cards9%
  • Cash8%
  • Buy now, pay later3%
  • Prepaid cards2%

Methods in use

top 8 of 34
All 34 methods in Malaysia →

Checkout behaviour

The World Bank population series gives 35,977,838 people in 2025. Internet use was 98% of people in 2024. Account ownership was 88.7% of adults in 2024.

Facts
ISO 3166
MY · MYS · 458
Region
Asia-Pacific
Population
35,977,838
Currency
MYR RM
Banked adults
88.7%
Methods live
34
Banks covered
8
Largest banks
Compare with
PhilippinesVietnamNew ZealandSingapore
Sources
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