About
GrabPay is the payments layer inside the Grab super-app. Its core is the GrabPay Wallet, a licensed e-money balance that users top up by card, bank transfer or PayNow in Singapore. Users spend it on Grab rides and food, scan merchant QR codes in shops, pay online checkouts with just their mobile number, and transfer to other users without fees. The wallet is issued by local Grab entities: GPay Network (S) Pte Ltd in Singapore, a Bank Negara Malaysia-regulated issuer in Malaysia, and a Philippine e-money licensee since September 2018. Unlike bank-owned wallets, GrabPay is tied to Grab's app and ecosystem.
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