Singapore Dollar

Atome is a leading buy-now-pay-later (BNPL) provider in Singapore and Southeast Asia, letting shoppers split purchases into instalments. (Hoolah, a former competitor, was acquired by ShopBack and its BNPL service was discontinued in March 2024.)

NETS (Network for Electronic Transfers) is Singapore's domestic debit payment network, responsible for the 48% local card scheme share. NETS-linked debit cards are issued by DBS, OCBC, UOB, and other local banks. NETS supports point-of-sale and e-commerce payments through its QR and card infrastructure.

DBS PayLah! is Singapore's most popular bank-owned e-wallet, operated by DBS Bank. It supports QR code payments, bank transfers, bill payments, and merchant checkout. It is deeply embedded in Singapore's daily payment culture and is particularly popular for hawker centre, retail, and online purchases.

PayNow is Singapore's interbank real-time payment system operated by the Association of Banks in Singapore (ABS). It enables fund transfers and payments using a mobile number, NRIC/FIN, or UEN (business ID), with 80% of Singapore residents and businesses registered by 2024. PayNow transaction volume reached SGD 5 billion in 2023 and is increasingly used for e-commerce checkout.

RuPay is India's domestic card network with growing cross-border acceptance through bilateral corridors (e.g. Nepal, Sri Lanka, Mauritius, Singapore) and alliances with JCB/Discover/UnionPay.

GrabPay is the super-app wallet of Grab, used for online and in-app checkout across the Philippines, Malaysia and Singapore. Operator: Grab Holdings (GPay Network). Est. users: Several million users across SEA (2025).

DBS Bank is Singapore's largest bank and Southeast Asia's leading bank, recognised globally for its digital innovation and strong retail, SME, and corporate banking.

Maybank is Malaysia's largest bank and one of Southeast Asia's top financial groups, with a strong ASEAN franchise offering retail, SME, corporate, and Islamic banking.

Citigroup (Citi) is a global diversified financial services holding company, operating in 160+ countries. It is known for its institutional banking, treasury services, and consumer banking across emerging markets.

OCBC Bank is Singapore's second-largest bank, offering retail, commercial, investment, and Islamic banking through Bank OCBC Al-Amin in Malaysia.

UOB is Singapore's third-largest bank with a strong pan-Asian network covering ASEAN markets, offering retail, SME, and corporate banking.

ANZ is Australia's third-largest bank, with a strong institutional banking franchise and significant presence across Asia-Pacific and New Zealand.

Standard Chartered is a British multinational bank focused on Asia, Africa, and the Middle East. Headquartered in London, it operates in over 50 markets providing corporate and retail banking.

CIMB Bank is Malaysia's second-largest bank and a leading regional bank across ASEAN, offering retail, SME, corporate, and Islamic banking.

Bangkok Bank is Thailand's largest bank by assets, offering retail, SME, and corporate banking with a strong regional network across ASEAN.

Aggregate of remaining banks in Singapore, collectively ~3.6% of domestic banking assets.