About
QRIS (Quick Response Code Indonesian Standard) is Indonesia's national QR standard, set by Bank Indonesia, launched on 17 August 2019 and mandatory from 31 December 2019. A single EMVCo-based code is accepted by every licensed bank app and e-wallet, so a customer of any bank or e-wallet scans the same sticker and pays from their own balance or account. It supports merchant-presented static and dynamic codes, customer-presented codes, and cross-border payments with Thailand, Malaysia and Singapore. Bank Indonesia reported 57.6 million users and 40 million merchants, 93% of them MSMEs, as of August 2025.
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