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Spain

ES · ESP · 724EuropeEUR €40 methods

4 sources

In 2025, e-commerce transaction value in Spain was split between digital wallets 34%, account-to-account payments 21%, debit cards 19%, credit cards 17%, buy now, pay later 3%, cash 3%, and prepaid cards 3%.

$114 bn
e-commerce spend · 2025
95.8%
internet use
98.4%
banked adults
MixMethodsBehaviourBanksSourcesFacts

Payment mix

share of e-commerce spend · 2025
  • Digital wallets34%
  • Account-to-account21%
  • Debit cards19%
  • Credit cards17%
  • Buy now, pay later3%
  • Cash3%
  • Prepaid cards3%

Methods in use

top 8 of 40
All 40 methods in Spain →

Checkout behaviour

The World Bank population series gives 49,355,143 people in 2025. Internet use was 95.8% of people in 2024. Account ownership was 98.4% of adults in 2024.

Facts
ISO 3166
ES · ESP · 724
Region
Europe
Population
49,355,143
Currency
EUR €
Banked adults
98.4%
Methods live
40
Banks covered
22
Largest banks
Compare with
ItalyGermanyFranceRussia
Sources
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