Payment methods in Hungary

Hungary's dominant digital payment gateway, operated by OTP Bank. Powers ~50% of Hungarian digital transactions. Integrated by most Hungarian e-commerce merchants. Supports card payments, bank transfers, and instalment options in a single flow.

State-regulated benefit card issued by employers as a tax-advantaged fringe benefit. Over 3 million in circulation. Used in hospitality, accommodation, and leisure sectors. Significant for e-commerce in travel and hospitality.

Paysafecard is a prepaid voucher payment method allowing consumers to pay online without a bank account or card. Vouchers are purchased at retail points of sale and redeemed with a 16-digit PIN at checkout. Switzerland is a supported Paysafecard consumer country and usage is concentrated in gaming, digital goods, and entertainment sectors.

Cash on Delivery (COD) is the dominant payment method for Algerian e-commerce, reflecting low consumer trust in online payment systems and limited access to cards or digital wallets. Customers pay the delivery agent in cash when goods arrive. Nearly all Algerian e-commerce platforms offer COD as their primary or only payment option. The widespread reliance on COD is both a symptom of underdeveloped payment infrastructure and a barrier to merchant cash flow, as returned goods result in no payment.

The single most-used payment method, with approximately 45-47% of e-commerce orders still settling in cash at delivery. Consumer distrust of online payments remains the primary driver. Most major Serbian logistics providers (Post of Serbia, DExpress, etc.) offer COD collection.