About
The SZÉP Card (Széchenyi Pihenőkártya) is a Hungarian employee-benefit card issued by only three banks, OTP, K&H and MBH, rather than an open card network. Employers load it as a tax-advantaged non-wage benefit, up to HUF 450,000 a year under 2026 rules, plus a separate HUF 120,000 Aktív Magyarok sports allowance introduced in 2025. The card pays like a bank card, at a POS terminal or online, but only at contracted accommodation, catering, leisure and sports providers, and balances left unused for over a year incur a 15% fee. In the first nine months of 2025, holders spent nearly HUF 361 billion at more than 159,000 acceptance points, according to Hungary's Ministry for National Economy.
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