Kazakhstan

KZ · KAZ · 398Asia-PacificKZT ₸17 methods

Revised · 2 sources

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Kaspi.kz is a dominant super-app with 13M+ monthly active users, handling payments, marketplace purchases, lending, and government services in a single platform

$4.5 bn

e-commerce spend

16.5M

online population

~80%

banked adults

Mix Methods Behaviour Banks Sources Facts

Payment mix

share of e-commerce spend

CategoryLeading methodShare

Cash—15%

Methods in use

top 8 of 17

MethodTypeShare

All 17 methods in Kazakhstan →

Checkout behaviour

Over 85% of transactions in Kazakhstan are cashless, one of the highest rates in the region, largely attributable to Kaspi's market penetration

Halyk Bank (Homebank app) and Forte Bank are the two other significant digital banking and payments players

Facts

ISO 3166: KZ · KAZ · 398
Region: Asia-Pacific
Population: 19.5M
Currency: KZT ₸
Banked adults: ~80%
Methods live: 17
Banks covered: 1

Largest banks

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China Hungary Greece Uruguay

Sources

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