Cambodia

KH · KHM · 116Asia-PacificKHR ៛21 methods

Revised · 5 sources

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KHQR, Cambodia's national interoperable QR standard, accounts for over 47% of non-cash retail transactions as of 2025.

$1.5 bn

e-commerce spend

~10M

online population

~6.7%

of total retail

~33%

banked adults

<5%

credit card population

Mix Methods Behaviour Banks Sources Facts

Payment mix

share of e-commerce spend

CategoryLeading methodShare

Cash—265%
Other—55%
QR Code / Mobile—47%
Mobile Money TransferGoogle Pay13%
CardVisa8%

Methods in use

top 8 of 21 · by spend

MethodTypeShare

All 21 methods in Cambodia →

Checkout behaviour

ABA Bank leads with approximately 46.89% market share, followed by Acleda (30.9%) and Wing Bank (17%).

The Bakong payment system has 27.6 million accounts and is accepted by 3 million merchants.

~6.7%

e-commerce of retail

Facts

ISO 3166: KH · KHM · 116
Region: Asia-Pacific
Population: 17M
Currency: KHR ៛
Banked adults: ~33%
Methods live: 21
Banks covered: 32

Largest banks

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China Belarus Lithuania Uzbekistan

Sources

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