Payment methods in Mauritius

Africa

8methods

4banks

Mauritius has one of the highest banking penetration rates in Africa, with most adults having bank accounts.

Market takeaways

Mauritius has one of the highest banking penetration rates in Africa, with most adults having bank accounts.
The country is emerging as an African payments hub, with fintechs using Mauritius as a base for regional treasury operations.
One digital payments provider recorded 300%+ transaction volume growth YoY in 2024–2025.
The Bank of Mauritius established an Open Lab and is piloting a Digital Rupee (CBDC).
E-commerce penetration is relatively high compared to the rest of Africa, with strong card and internet banking use.

Population

~1.3M

Online population

~1M

Banked population

~90%+

Mobile Money Penetration

~30% of adults

Credit card population

~25%

Payment method breakdown

Card45%
Bank Transfer30%
Mobile Payment15%
Cash8%
Other2%

Card scheme breakdown

Visa55%
Mastercard40%
American Express3%
Other2%

Cross-border e-commerce

Market data coming soon.

Featured payment methods in Mauritius

All payment methods available in this market, sorted by prominence.

Bank Transfer (Internet & Mobile Banking)

Generic online and mobile bank-transfer methods (internet banking, e-banking, EFT and interbank transfers). Customers pay directly from their bank account via their bank's own online/mobile banking portal. Implementation and rails differ by country, but the consumer flow is a standard account-to-account bank transfer.

Visa

Visa is the world's largest card network, enabling credit, debit and prepaid card payments online, in-store and at ATMs across virtually every market. In the listed countries Visa is a core internationally accepted scheme alongside local methods.

Mastercard

Mastercard is a leading global card network supporting credit, debit and prepaid card payments online, in-store and at ATMs worldwide. In the listed countries it is a core internationally accepted scheme.

MCB Juice / Juice by MCB

Juice is MCB's popular mobile banking and payment app, widely used for P2P transfers, merchant payments, bill payments, and bank-linked purchases. It is one of Mauritius's most used digital financial services apps.

RuPay

RuPay is India's domestic card network with growing cross-border acceptance through bilateral corridors (e.g. Nepal, Sri Lanka, Mauritius, Singapore) and alliances with JCB/Discover/UnionPay.

MyT Money (Emtel / Mauritius Telecom)

MyT Money provides mobile wallet services linked to the national telecom, enabling top-ups, transfers, and bill payments. It provides mobile financial services particularly to users without full bank accounts.

Internet Banking

Corporate internet banking users grew from 20,700 to over 76,000 between 2020 and 2024. Individuals also use online banking for bill payments and e-commerce. Electronic bank transfers are available to e-commerce businesses.

Internet Banking (EFT)

Internet banking is well-developed in Mauritius, with most adults having access to online bank transfers for bill payments, merchant transactions, and cross-border transfers. The MauCAS interbank payment system provides the clearing infrastructure.