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Payment methods in Lithuania

Europe
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Lithuania is home to Revolut's EU headquarters, and Revolut adoption exceeds 1M users — among the highest per-capita rates in Europe.

Market takeaways

  • Lithuania is home to Revolut's EU headquarters, and Revolut adoption exceeds 1M users — among the highest per-capita rates in Europe.
  • SEPA Instant transfers via major bank apps are the standard non-card payment method for consumers and businesses.
  • Paysera is a leading Lithuanian fintech and payment processor, operating across the EU and handling cross-border payments.
  • Card penetration is high; contactless payments are widespread at POS terminals.
  • Cash use is low and declining; Lithuania is among the more cashless economies in the Baltic region.

Population

~2.8M

Online population

~2.4M

B2C e-commerce

~$1.5B

Banked population

~83%

Credit card population

~40%

E-commerce of total retail

~14%

Payment method breakdown

  • Card55%
  • Bank Transfer / Instant25%
  • E-Wallet (Revolut, Paysera)15%
  • Cash4%
  • Other1%

Card scheme breakdown

  • Visa55%
  • Mastercard43%
  • American Express1%
  • Local Schemes1%
  • Other0%

Cross-border e-commerce

Market data coming soon.

Featured payment methods in Lithuania

Popular options based on coverage and prominence in this market.

Bank Transfer (Internet & Mobile Banking)

Bank Transfer (Internet & Mobile Banking)

Generic online and mobile bank-transfer methods (internet banking, e-banking, EFT and interbank transfers). Customers pay directly from their bank account via their bank's own online/mobile banking portal. Implementation and rails differ by country, but the consumer flow is a standard account-to-account bank transfer.

Visa

Visa

Visa is the world's largest card network, enabling credit, debit and prepaid card payments online, in-store and at ATMs across virtually every market. In the listed countries Visa is a core internationally accepted scheme alongside local methods.

Mastercard

Mastercard

Mastercard is a leading global card network supporting credit, debit and prepaid card payments online, in-store and at ATMs worldwide. In the listed countries it is a core internationally accepted scheme.

Revolut

Revolut

Multi-currency neobank whose app, card and "Revolut Pay" checkout button let users pay and transfer money online. Operator: Revolut Ltd / Revolut Bank UAB. Est. users: 52.5M customers (2024).

Paysera

Paysera

Paysera is a major Lithuanian fintech company founded in 2004, offering a wide range of financial services including an e-money wallet, payment gateway for merchants, SEPA bank transfers, currency exchange, and international money transfers. It operates across the EU and beyond, and is particularly popular among Lithuanian SMEs and e-commerce merchants as a cost-effective alternative to traditional banking. Paysera holds an e-money institution license and processes payments in EUR and multiple currencies.

All payment methods in Lithuania

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