Payment methods in Netherlands
Almost one fifth of retail spending in the Netherlands is now online. In 2023, that came to US$43 billion and is expected to rise to US$63 billion by 2027.
Market takeaways
- Almost one fifth of retail spending in the Netherlands is now online. In 2023, that came to US$43 billion and is expected to rise to US$63 billion by 2027.
- The average Dutch online shopper spends US$2,536 a year with e-commerce merchants. By 2027, this is expected to rise to US$3,634.
- The Dutch buy almost 40% of their online purchases using a mobile device.
- The Dutch use cards to pay for just 14% of all online transactions. The most popular digital payment method is the bank-transfer method iDEAL, which has a 58% market share.
- The Dutch make 16% of their online purchases, worth US$6.2 billion, with e-commerce merchants based outside of the country.
Population
17.6M
Online population
16.9M
B2C e-commerce
$39B
Banked population
99.9%
Credit card population
41%
E-commerce of total retail
17%
Payment method breakdown
- Card14%
- Cash1%
- Bank Transfer62%
- E-Wallet11%
- Other12%
Card scheme breakdown
- Visa5%
- Mastercard94%
- American Express0%
- Local schemes0%
- Other0%
Cross-border e-commerce
Cross-border shoppers
68%
Share of e-commerce
16%
Cross-border value (est.)
$6.2B
Featured payment methods in Netherlands
Popular options based on coverage and prominence in this market.
iDEAL
Dutch bank-redirect method letting shoppers pay online directly from their bank account, covering ~70% of Dutch e-commerce. Operator: Currence iDEAL B.V. (owned by EPI). Est. users: 1.47B transactions in 2024; ~13M+ users.
Tikkie
Dutch ABN AMRO app for sending and paying iDEAL-based payment-request links via WhatsApp or QR. Operator: ABN AMRO Bank N.V.. Est. users: 10M+ users (2024); 157M requests / EUR 7.4B in 2024.
All payment methods in Netherlands
Discover 2 payment methods from around the world
Featured banks in Netherlands
Major institutions operating in this market.
ING Group
Amsterdam, Netherlands
ING Group is the Netherlands' largest bank and a leading European financial institution. It operates a digital-first universal banking model across Europe and globally.
Rabobank
Utrecht, Netherlands
Rabobank is a Dutch cooperative bank and global leader in food and agribusiness financing. It is one of the most financially sound banks in the world.
Handelsbanken
Stockholm, Sweden
Handelsbanken is a Swedish universal bank known for its decentralised branch model, operating across the Nordic countries and UK.
ABN AMRO
Amsterdam, Netherlands
ABN AMRO is the Netherlands' third-largest bank, focusing on retail, private, and corporate banking primarily in the Netherlands and Northwest Europe.
Bunq
Amsterdam, Netherlands
Bunq is a Dutch neobank founded in 2012, operating across Europe as one of the continent's fastest-growing challenger banks, known for its eco-friendly and multi-currency features.
BAWAG Group
Vienna, Austria
BAWAG Group is an Austrian retail and commercial bank, operating under the BAWAG P.S.K., easybank, and other brands. It focuses on Austrian retail and SME customers.
All banks in Netherlands
Showing 12 of 12 banks
