Payment methods in Georgia

Asia

4methods

Card payments are well-established and growing, with Visa and Mastercard dominant; contactless and tap-to-pay adoption is high in Tbilisi and other urban centres

Market takeaways

Card payments are well-established and growing, with Visa and Mastercard dominant; contactless and tap-to-pay adoption is high in Tbilisi and other urban centres
TBC Bank's Space app and Bank of Georgia's BOG app function as super-apps combining banking, payments, lending, and lifestyle services
Payze and UniPAY are the primary independent payment gateways enabling online merchants to accept cards and local payment methods
Georgia's e-commerce market is growing rapidly, supported by high internet penetration (~90%) and a young, tech-savvy population
The National Bank of Georgia has been modernising payment infrastructure; instant payment and open banking initiatives are underway

Population

3.7M

Online population

3.3M

B2C e-commerce

$0.6B

Banked population

~72%

Payment method breakdown

Market data coming soon.

Card scheme breakdown

Market data coming soon.

Cross-border e-commerce

Market data coming soon.

Featured payment methods in Georgia

Popular options based on coverage and prominence in this market.

TBC Pay / Space App

TBC Pay, operating under TBC Bank's Space super-app, is one of Georgia's most widely used digital payment and banking platforms. It supports P2P transfers, QR payments, utility payments, and e-commerce checkout, with millions of active users across Georgia.

BOG Pay (Bank of Georgia)

BOG Pay is the digital payments service from Bank of Georgia, one of the two largest banks in the country. It offers card management, contactless payments, P2P transfers, and merchant payment acceptance through the Bank of Georgia's mobile banking app.

Payze

Payze is a Georgian payment gateway available through platforms including Wix, enabling online merchants to accept card payments and local payment methods. It provides a developer-friendly API and dashboard for payment processing, recurring billing, and settlement management targeted at Georgian e-commerce businesses and startups.

UniPAY

UniPAY is a local Georgian payment provider available through the Wix platform and as a standalone gateway. It enables merchants to accept Visa, Mastercard, and local card transactions online, and is integrated with Georgian banking infrastructure for fast settlement in Georgian Lari.