About
Birbank is the consumer brand of Kapital Bank, Azerbaijan's first bank and part of PASHA Holding. It started as the bank's digital banking brand, and from 2025 the bank moved all its consumer products to the Birbank name, with branches converting over about two years. Customers pay with Birbank cards or by QR code in the app, can buy in instalments of up to 24 months, and can send free transfers of up to 10,000 AZN to other banks' cards. Birbank is the hub of PASHA's BIR ecosystem with Umico, m10 and MilliON. In November 2025 it reported more than 3 million active app users, 118 branches and 1,190 ATMs.
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