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Democratic Republic of Congo (DRC)

CD · COD · 180AfricaCDF FC18 methods

3 sources

~85% of the population remains unbanked; cash and USD dominate the economy.

~25M
online population
~15%
banked adults
~1%
credit card population
MixMethodsBehaviourBanksSourcesFacts

Payment mix

share of e-commerce spend
  • Cash70%
  • Mobile Money22%
  • Bank Transfer5%
  • Card2%
  • Other1%

Methods in use

top 8 of 18
All 18 methods in Democratic Republic of Congo (DRC) →

Checkout behaviour

M-Pesa, Airtel Money, and Orange Money are the three primary mobile money platforms.

Visa Pay launched in DRC in September 2025, enabling mobile money wallet funding and digital payments.

Facts
ISO 3166
CD · COD · 180
Region
Africa
Population
~105M
Currency
CDF FC
Banked adults
~15%
Methods live
18
Banks covered
5
Largest banks
Compare with
EthiopiaTanzaniaSouth AfricaKenya
Sources
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