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Ivory Coast

CI · CIV · 384AfricaXOF CFA20 methods

4 sources

Mobile money penetration at 40%+ of adults, with 17.5 million registered accounts (highest in the WAEMU region).

~16M
online population
~22%
banked adults
~3%
credit card population
MixMethodsBehaviourBanksSourcesFacts

Payment mix

share of e-commerce spend
  • Mobile Money55%
  • Cash35%
  • Bank Transfer5%
  • Card4%
  • Other1%

Methods in use

top 8 of 20
All 20 methods in Ivory Coast →

Checkout behaviour

Orange Money and MTN Mobile Money remain dominant; Wave is a fast-growing disruptor with 21 million+ users across its markets.

82% of users access digital financial services via USSD despite 75% smartphone ownership, reflecting habitual use.

Facts
ISO 3166
CI · CIV · 384
Region
Africa
Population
~28M
Currency
XOF CFA
Banked adults
~22%
Methods live
20
Banks covered
4
Largest banks
Compare with
CameroonNigerMadagascarMali
Sources
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