Payment methods in Cameroon

AfrikPay is an independent digital payments fintech in Cameroon, holding an 8.5% market share. It aggregates multiple payment methods and provides merchant payment services, competing with the telco-dominated mobile money market.

CamPay is a Cameroonian payment gateway enabling businesses to accept mobile money payments (MTN MoMo and Orange Money) online. It addresses a key gap in e-commerce, as fragmented payment acceptance has historically limited online businesses.

MTN MoMo is the leading mobile money service in Eswatini, offering P2P transfers, merchant payments, bill payments, airtime top-up, and savings products. It is the primary digital financial tool for the unbanked population and is widely used even by banked consumers for everyday payments. MTN Eswatini has the largest mobile subscriber base in the country.

e& money is the first digital wallet licensed by the Central Bank of the UAE, offered by e& life, supporting online payments, money transfers and bill payment. Operator: e& life (formerly Etisalat). Est. users: Large user base, telecom-backed (2024, best estimate).

EcobankPay (via the Ecobank Mobile app) offers QR-based scan-to-pay and account payments across 33 African countries. Operator: Ecobank Transnational Inc. Est. users: 4M+ app users (multi-country).

Orange Money is Orange Jordan's mobile wallet connected to CliQ under Central Bank of Jordan supervision, enabling online payments, transfers and bill payment. Est. users: Large telecom-backed user base (2024, best estimate).