Central African CFA Franc

AfrikPay is an independent digital payments fintech in Cameroon, holding an 8.5% market share. It aggregates multiple payment methods and provides merchant payment services, competing with the telco-dominated mobile money market.

Mastercard is a leading global card network supporting credit, debit and prepaid card payments online, in-store and at ATMs worldwide. In the listed countries it is a core internationally accepted scheme.

Visa is the world's largest card network, enabling credit, debit and prepaid card payments online, in-store and at ATMs across virtually every market. In the listed countries Visa is a core internationally accepted scheme alongside local methods.

Airtel Money is Kenya's second-largest mobile money provider, holding approximately 6.6% market share as of 2024 (up from 2.8%). It operates similarly to M-Pesa and enables money transfers, bill payments, and merchant payments via USSD and the Airtel Money app.

Konoom became Chad's first fully local mobile money company when it received its licence in 2025. It represents an important step in developing a domestically owned mobile financial services sector in Chad.

CamPay is a Cameroonian payment gateway enabling businesses to accept mobile money payments (MTN MoMo and Orange Money) online. It addresses a key gap in e-commerce, as fragmented payment acceptance has historically limited online businesses.

MTN MoMo is the leading mobile money service in Eswatini, offering P2P transfers, merchant payments, bill payments, airtime top-up, and savings products. It is the primary digital financial tool for the unbanked population and is widely used even by banked consumers for everyday payments. MTN Eswatini has the largest mobile subscriber base in the country.

EcobankPay (via the Ecobank Mobile app) offers QR-based scan-to-pay and account payments across 33 African countries. Operator: Ecobank Transnational Inc. Est. users: 4M+ app users (multi-country).

Aggregate of remaining banks in Cameroon, collectively ~100.0% of domestic banking assets.

Aggregate of remaining banks in Central African Republic, collectively ~100.0% of domestic banking assets.

Aggregate of remaining banks in Republic of the Congo, collectively ~100.0% of domestic banking assets.

Aggregate of remaining banks in Gabon, collectively ~100.0% of domestic banking assets.

Aggregate of remaining banks in Equatorial Guinea, collectively ~100.0% of domestic banking assets.

Aggregate of remaining banks in Chad, collectively ~100.0% of domestic banking assets.