Payment methods in Niger

Africa

3methods

1bank

Only 15% of Niger's adults have access to a financial account, one of the lowest rates globally.

Market takeaways

Only 15% of Niger's adults have access to a financial account, one of the lowest rates globally.
Niger is part of the WAEMU regional instant payment system, providing infrastructure for cross-border payments.
Mobile money is primarily provided by Orange Money and Moov Money.
Niger's military government (since 2023) and FATF grey list status create compliance challenges.
Cash dominates all economic activity; mobile money adoption is nascent but growing from a low base.

Population

~27M

Online population

~5M

Banked population

~15%

Mobile Money Penetration

~20% of adults

Credit card population

~1%

Payment method breakdown

Cash75%
Mobile Money20%
Bank Transfer4%
Card1%
Other0%

Card scheme breakdown

Visa55%
Mastercard40%
Local Schemes5%
Other0%

Cross-border e-commerce

Market data coming soon.

Featured payment methods in Niger

Popular options based on coverage and prominence in this market.

Moov Money

Moov Money is the mobile financial service of Moov Africa's Burkinabè subsidiary, offering transfers, bill payments, and airtime top-up services. It competes with Orange Money, particularly in areas with Moov telecom coverage.

e& money

e& money is the first digital wallet licensed by the Central Bank of the UAE, offered by e& life, supporting online payments, money transfers and bill payment. Operator: e& life (formerly Etisalat). Est. users: Large user base, telecom-backed (2024, best estimate).

Orange Money

Orange Money is Orange Jordan's mobile wallet connected to CliQ under Central Bank of Jordan supervision, enabling online payments, transfers and bill payment. Est. users: Large telecom-backed user base (2024, best estimate).