Payment methods in Guyana

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Visa is the world's largest card network, enabling credit, debit and prepaid card payments online, in-store and at ATMs across virtually every market. In the listed countries Visa is a core internationally accepted scheme alongside local methods.

Mastercard is a leading global card network supporting credit, debit and prepaid card payments online, in-store and at ATMs worldwide. In the listed countries it is a core internationally accepted scheme.

Guyana's commercial banks — including Republic Bank, Demerara Bank, and Citizens Bank — offer mobile and internet banking platforms enabling interbank transfers and bill payments. The national banking system is being modernised as part of government efforts to support the rapidly growing economy. Mobile banking apps provide ACH-linked transfers and account management.

Guyana's government fast-tracked plans for a national digital payment platform, with a commitment to expand access to digital wallets within a six-month timeline as part of a broader cashless economy initiative. When launched, this platform will provide interoperable instant payments across commercial banks and digital wallet providers, potentially transforming the currently cash-heavy payment landscape.