About
PayLater by Grab is a credit line built into the Grab super-app: eligible users charge rides, food delivery and partner-merchant purchases to it, then pay the combined bill next month or split it into 4, 8 or 12 monthly instalments, with repayments deducted from GrabPay or a linked card. It is offered by Grab's lending arms, GFin Services (S) Pte. Ltd. in Singapore and GFin Services (M) Sdn Bhd in Malaysia. In Singapore it is interest-free (8- and 12-month plans carry a processing fee), with an S$15 late fee, and it is an accredited provider under the local BNPL Code of Conduct rather than MAS-regulated.
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