About
Zip is a BNPL and revolving-credit brand of ASX-listed Zip Co Limited, now active in Australia and the US after new NZ purchases stopped on 17 August 2026. In Australia, Zip Pay is an always interest-free line of up to A$1,000, repaid weekly, fortnightly or monthly, with an A$9.95 monthly fee unless the statement balance is cleared; Zip Money offers larger limits with interest-free terms and a 25.9% rate after them. In the US, Zip, which also owns the Quadpay brand, typically splits a purchase into four payments every two weeks and works in stores through an in-app virtual card, with loans originated by WebBank. Zip reported A$13.1bn in transaction volume and 6.3M active customers for FY25.
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