New Zealand Dollar

POLi is a New Zealand bank redirect payment service that allows customers to pay directly from their internet banking without using a card. It is widely accepted by government agencies, telcos, and utilities, and is integrated into many e-commerce checkouts as an alternative to card payments.

Zip is Australia's leading homegrown BNPL provider, offering interest-free instalment options for online and in-store purchases. It has expanded internationally to New Zealand and the United States, but retains a dominant position in its home market, competing directly with Klarna and Afterpay. Shoppers split purchases into weekly or fortnightly payments with no interest charged on most plans.

New Zealand's first true digital wallet for instant P2P transfers and online and QR payments. Operator: Dosh Limited. Est. users: Tens of thousands of users (2024).

Australian BNPL provider for both small and larger-ticket installment purchases online and in-store. Operator: Humm Group Limited. Est. users: 2.7 million users globally (2024).

New Zealand BNPL service splitting purchases into six weekly interest-free payments at online checkout. Operator: Laybuy Group Holdings. Est. users: 900,000+ users (2024).

New Zealand online payment method letting shoppers pay directly from their bank account at checkout. Operator: Worldline NZ (Paymark). Est. users: Millions of users (2024).

Leading Australian BNPL service splitting purchases into four interest-free installments online and in-store. Operator: Afterpay (Block, Inc.). Est. users: 3.5 million active AU users (2024).

CBA is Australia's largest bank by market capitalisation and retail deposits, offering retail, SME, corporate, and institutional banking.

Westpac is Australia's oldest bank, offering retail, SME, corporate, and institutional banking with a strong presence in New Zealand.

ANZ is Australia's third-largest bank, with a strong institutional banking franchise and significant presence across Asia-Pacific and New Zealand.

NAB is Australia's fourth-largest bank, focusing on SME and corporate banking, with retail operations and a strong agribusiness franchise.

ANZ NZ is New Zealand's largest bank, a subsidiary of ANZ Banking Group, offering retail, SME, and corporate banking.

ASB Bank is a major New Zealand bank, a subsidiary of Commonwealth Bank of Australia, offering retail, SME, and corporate banking.

Aggregate of remaining banks in New Zealand, collectively ~45.5% of domestic banking assets.