About
humm is a point-of-sale finance brand of ASX-listed humm group limited, aimed at large purchases. In Australia, shoppers apply in the humm app or at a partner merchant, pass an individual credit assessment, and repay fortnightly or monthly by direct debit over terms of up to 120 months on limits up to $50,000; fees and any interest depend on the merchant plan. Since June 2025 new Australian plans are regulated loans issued by Once Credit Pty Limited (Australian Credit Licence 386194), replacing the old BNPL product. humm's New Zealand BNPL service closed on 25 September 2022.
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