About
Payright is an Australian point-of-sale payment plan provider, founded in 2016 and holding Australian Credit Licence 533485, built for larger purchases than pay-in-4 services. Customers apply in store or through an SMS or email link sent by the merchant, pass a credit assessment that may include bank statements, and repay fortnightly or monthly over 3 to 60 months. Plans charge no interest but carry establishment and monthly account-keeping fees, plus up to A$12.95 per missed repayment. Limits reach A$10,000 for most purchases and A$20,000 for home improvement, and it no longer writes new loans in New Zealand.
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