About
Mokka is a buy-now-pay-later service in Poland, Romania and Bulgaria, developed by Revo Technologies and co-founded by Irene Shvakman; it launched in Romania in 2020. Shoppers register in the Mokka app with a phone number and ID and receive a credit limit, which they use at partner online and physical stores with no down payment. Purchases are repaid in equal monthly instalments over up to 24 months, with a 30-day grace period before the first payment; some offers are interest-free while others carry interest. In Romania, Mokka also issues a Mastercard virtual card via DiPocket, usable with Apple Pay and Google Pay. Mokka cited over 1,500 retail partners in the region in 2023.
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