About
BLIK Płacę Później (BLIK Pay Later) is a 30-day deferred-payment option inside Poland's BLIK mobile payment system, run by Polski Standard Płatności (PSP). At checkout the shopper selects it, enters a six-digit BLIK code and confirms in their banking app; the shop is paid at once and the customer repays in the app within 30 days at no cost, with interest only if late. Credit comes from PKO Bank Polski for its own customers and from PSP for Millennium, VeloBank and SGB customers, after BIK and BIG checks, with limits up to PLN 4,000. It launched in May 2024; BLIK's merchant page cited about 26,000 accepting stores in 2026.
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